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State Farm® Insurance Agent

Karen Koenigs

Karen Stai Koenigs Ins Acy Inc

323 County Road A
Black River Falls, WI 54615-9202

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Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


323 County Road A
Black River Falls, WI 54615-9202



We hope you are enjoying your summer! Your Karen Stai Koenigs State Farm team is here to help you!

At Karen Koenigs State Farm, we take pride in caring for our customers' insurance and financial needs. Our approach is simple - we get to know our customers, understand their needs and preferences, and provide personalized options that work for them. Our goal is to ensure our customers are informed and confident about their insurance coverage and have the protection they need for their auto, motorcycle, ATV/UTV, RV, trailer, boat, home, renters, small businesses, health, and life insurance needs.

As a second-generation State Farm Agent, I am honored to carry on the legacy started by my father so many years ago. With over 28 years of experience in the insurance industry, I have the knowledge and experience to help you find the right insurance plan for your unique situation.

My team and I are dedicated to providing excellent customer service. We are always available to answer your questions, provide free quotes, and help you understand your insurance options. As a lifelong Black River Falls, WI resident, I am passionate about this community and love being involved wherever possible. I am a Black River Falls Chamber of Commerce member and the Black River Falls Lions Club. I have served on several other local committees, including the Black River Falls Athletic Boosters, Milt Lunda Memorial Arena Committee, Jackson County Fair Park Committee, and the Black River Falls Figure Skating Club, to name a few.

In the end, we are here because we love helping people. We invite you to contact us via our website or phone or by stopping by our office. My team and I would love to speak with you and help you find the right coverage for your unique situation.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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We inform, help, and take care of our customers' insurance and financial needs by getting to know our customers, learning what is important to them, and doing business the way they want to do business.
Stop by our office, send us an email or text, or give us a call. We are available to provide Good Neighbor Service.
Melissa Fredrickson State Farm Agent Team Member

Melissa Fredrickson

Insurance Account Representative

I joined the State Farm - Karen Stai Koenigs Agency in 2005 and worked for three years before taking a few years off to take care of my family.  I re-joined the Agency in 2012.  I have lived in Black River Falls for the last 25 years with my husband, Kevin, and my three children, Makenna, Aubrey, and Peyton.  I enjoy spending time with my family, our two dogs, and friends as well as spending time outdoors, crafting, and watching TV & movies.  I enjoy working with our customers and getting to know them.  I am here to inform, help, and take care of our customers with all of their auto and fire insurance needs.